The Future of the Pharma Commercial Model

The next decade of commercial advantage in pharma will be won in the distance between an approved medicine and a patient who stays on it. Not in the promotion of the medicine. That distance is where the value your science already earned goes missing, and in most companies nobody owns it.

This page is the whole argument in one place. Four conditions that make your market structurally different from every market consumer playbooks were written for. Three paths where earned value is lost. One number that tells you how much. One standard you are being held to whether you accept it or not.

Everything else on this site is a branch of what follows.

What is actually changing?

The scarce resource moved. It used to be access to the physician. Now it is completion of the decision she has already made.

Your commercial system was designed for the first problem. Share of voice, reach and frequency, call plans, message recall. Every one of those instruments measures whether you were present at the moment of choice. None of them measures whether the choice survived contact with your company.

Look at what happens after the choice. A 2026 JAMA study summarized by Johns Hopkins found insurer rejections reached 40.7% of initial brand name attempts in 2024, up from 24.3% in 2018. Of those rejected scripts, 48.4% were never followed by a fill of that drug or anything in its class within 90 days. Your medicine was chosen. The patient went without.

That is not a marketing failure. It is a system that stops measuring at the point where the money is actually lost.

Access to the room is closing at the same time. Veeva Pulse data reported by BioSpace put HCP accessibility at 45%, down from 60% eighteen months earlier. So the lever you have spent forty years refining is getting weaker, and the lever nobody is pulling is getting heavier. That is the shift, stated plainly.

Why does your current model miss it?

Because four conditions in your market break the assumptions every consumer experience playbook rests on. Most companies import the playbook anyway, and then wonder why the program dies.

One. Your customer is three people. A physician chooses, a payer covers, a patient uses. Loyalty, repeat purchase and advocacy all assume those are the same person with the same interest. Ask one of the three and you have heard a third of the decision, usually from the party least exposed to what went wrong.

Two. Your feedback loop is closed by law and invisible by structure. In most markets you may not discuss the product with the patient. The people who abandon you do it quietly and without a complaint, which means you are being graded by a jury you are not allowed to interview.

Three. Your value event happens months after the transaction you count. Revenue is recognized at dispensing. Benefit is realized at sustained therapy. The gap between those two is handled by parties you do not employ, in a process you did not design, and your scorecard closes before it starts.

Four. Regulation governs claims, not burden. This is the hinge, and it is the one you can use tomorrow. Almost none of the friction your customers meet is legally required. It is unowned.

Your industry has spent two decades treating operational burden as a compliance constraint. That turns the excuse into unclaimed ground for whoever reads the rules properly.

I have set out the consequences at length in why consumer CX does not translate to pharma. The short version is that a borrowed model will give you a satisfaction score and no money.

Where exactly does the value go?

Three paths, in sequence. Name them and you can fund them. Leave them unnamed and the loss stays invisible.

The Path to Prescribe runs from an undiagnosed patient to a clinical decision. Identification, diagnosis, referral, and a clinician who chooses. This is the only path your current commercial model fully funds.

The Path to Fulfill runs from that decision to the medicine in a hand. Coverage, prior authorization, cost, dispensing. In the American Medical Association's latest survey, 93% of physicians said prior authorization delays care and 82% said it at least sometimes leads patients to abandon treatment. Cost finishes what paperwork starts. IQVIA Institute data reported by Managed Healthcare Executive found that of prescriptions with a final cost above $250, 61% are not picked up.

The Path to Adhere runs from a first fill to the duration your trial actually demonstrated. Persistence, refill, support, the second and third unglamorous months where your efficacy claim either becomes true for this person or does not.

Ask your team which of the three they have a named owner for, a budget line against, and a measure on the commercial scorecard. In most companies the honest answer is one out of three.

What is the number that matters?

The share of the value you already earned that you actually realize. We call it your Realization Rate, and it is the only number in this argument that a finance director will recognize as a number.

Start with the value your science and your promotion have already created. A clinical decision made in your favor is earned value. Then measure what arrives.

Script to start conversion. Time to therapy. Persistence at six and twelve months. Barrier resolution speed. The difference between earned and realized is value leakage, and it is the largest unmanaged line item in your commercial budget.

Two things follow from measuring it this way, and both matter to you.

The first is that the loss becomes forecastable rather than anecdotal. Once you can size the leak by brand and by path, you can hold it as Customer Value at Risk and put it in a plan, which is how any other function gets funded.

The second is that you stop arguing about sentiment. Bain's analysis of pharma commercial productivity found that roughly 40% of a physician's drug recommendations relate to overall experience rather than the product itself. That is a real finding and it is still not a scorecard. Progression measures are. The full set is in how to measure customer experience in pharma.

What standard are you being held to?

The one your patient met this morning, somewhere else, before she met you.

She tracked a parcel to the minute. She changed a flight on her phone in ninety seconds. Then she called your hub and was asked for her date of birth four times. She is not comparing you to Merck. She is comparing you to the last competent transaction she had, and you do not get a pass for being a pharma company.

That is the bar I call Consumer-Grade. Not a tone of voice, not a design system. A standard of operational performance applied to the three paths above, in a market where the three person structure makes it harder and the stakes make it matter more. What meeting it changes, slowly, is Predisposition, the lean your customer already holds before you ask.

Your own customers are already scoring you against it. Only 16% of respondents in DHC Group research reported by eMarketer view the pharma industry as patient centric. Effort is the mechanism underneath that number. Gartner found 62% of customer service channel transitions are high effort in industries that can watch the transition happen. You usually cannot watch yours.

Who is going to own this?

Nobody, in your current structure, which is precisely why the work does not happen.

Count the functions with a claim on the three paths. Marketing owns the message. Sales owns the relationship. Market access owns the formulary. Patient services owns the hub.

Medical owns the science. Every one of them touches a seam and none of them owns the whole distance, so the seams belong to the organization chart rather than to a person.

My argument is that realized value needs a fourth pillar beside brand, field and access. Not a CX department. A commercial function accountable for the conversion of earned decisions into realized therapy, with a scorecard, a budget and a seat where the money is allocated.

Watch the evidence for the gap. Deloitte's 2025 research found that only 28% of HCPs believe pharma's engagement strategies meet their needs, against 82% of life sciences executives who say they are satisfied with those same strategies. A 54 point spread is not a measurement error. It is what an unowned system looks like from the outside, and I have written on where it should sit in who should own customer experience in a pharma company.

What happens to the companies that wait?

They get the structure rewritten around them by companies that moved first, and then they copy the artifact instead of the decision.

Look at what the direct channels actually did. Lilly did not build a better experience. It set a cash price, routed around access and shortened the Path to Fulfill, which I have taken apart in what Lilly actually changed. Novo followed into the same path, and the one I examine in the consumer business question is why both still leave the other two paths open.

The lesson is available to you without a cash paying category. Those companies found the specific structural gate between their science and their patients, then changed the structure rather than improving the experience around it. Your gate is different. The method is the same.

If you want the sequence rather than the thesis, start where the diagnosis is, in why pharma CX programs fail. Take the money case next, in what the ROI of customer experience actually is. Then work out what you should be listening to, in voice of the customer in pharma. The discipline that holds the whole thing together is Customer Excellence. If somebody is selling you simulated customers while you do it, read how to validate a synthetic audience and the calibration trap first.

Exceptional science deserves an exceptional commercial system. Yours already has the first half.

Key takeaways

  • Commercial advantage is moving from winning the prescribing decision to completing it, because the decision increasingly fails after it is made.
  • Four structural conditions break the consumer playbook in pharma, and the fourth is the opening: regulation governs claims, not burden.
  • Value is lost along three sequential paths, and most companies fund only the first one.
  • Realization Rate converts the argument into a number a finance director accepts, and the gap it exposes is value leakage.
  • Consumer-Grade is the standard your patients already apply, and no function in your current structure owns the whole distance it covers.

Questions to ask your leadership team

  1. For your lead brand, what share of clinical decisions made in your favor turns into sustained therapy, and who reports that number?
  2. Which of the three paths has a named owner, a budget line and a measure on the commercial scorecard?
  3. Of the friction your customers meet, how much is a regulatory claims rule and how much have you simply never challenged?
  4. What would you stop funding if you could size value leakage by brand tomorrow?
  5. Who in your company would lose if the Path to Adhere improved, and how are you going to handle that?

About the author

Wayne Simmons is the founder of The Customer Excellence AGENCY and the author of The Customer Excellence Enterprise (Wiley, 2024). He is founding faculty of the MS in Customer Experience Management at Michigan State University's Broad College of Business. He led global customer excellence in Pfizer's first Chief Marketing Organization and in Bayer's Customer Powerhouse. Related reading: What Consumer-Grade means in pharma, What is value leakage in pharma? and What is Customer Excellence?

March 15, 2026
Why healthcare professionals now judge pharmaceutical engagement against the best experiences in their lives, and what that means for the future of commercial leadership. When commercial performance falters, the reflex inside many pharmaceutical organizations is to adjust the machinery of field execution. Leaders revisit call plans, recalibrate targeting models, and increase the volume of activity in the hope that more precision or more frequency will restore momentum. For decades this system has been treated as the central instrument of commercial performance, determining which physicians are prioritized, how frequently representatives engage, and how resources are deployed across territories. Yet the growing gap between commercial effort and commercial impact suggests a deeper issue. T he problem is rarely the design of the call plan itself. It is the context in which healthcare professionals now operate. Physicians are navigating increasingly complex clinical, administrative, and informational environments, and that evolving reality now shapes prescribing behavior far more than the cadence of promotional interactions. What many organizations are experiencing is a widening Customer Context Gap. Commercial systems were designed for a time when prescribing decisions could be influenced primarily through promotional interaction and product information. Today physicians operate inside a far more complex reality shaped by administrative burden, reimbursement constraints, digital information overload, and growing expectations for seamless support across the entire care journey. In this environment the physician’s decision is influenced not only by clinical evidence but also by how easily a therapy fits into the practical realities of care delivery. When commercial models remain anchored in promotional activity while the customer’s context has fundamentally changed, even the most disciplined call plan struggles to deliver the outcomes it was designed to produce. Closing this gap requires a different way of thinking about commercial performance. The question is no longer how to optimize promotional activity but how to align the organization around the real journeys through which physicians help patients receive therapy. Prescribing decisions unfold within complex sequences of clinical evaluation, reimbursement navigation, patient readiness, and ongoing support. When commercial strategy is designed around these journeys rather than isolated interactions, the role of the field force begins to evolve. Representatives are no longer positioned primarily as messengers of information but as partners in removing barriers that slow care. Organizations that recognize this shift begin redesigning their commercial systems accordingly, aligning field engagement, digital support, access programs, and patient services around the same goal: helping healthcare professionals help patients move from clinical intent to successful treatment. From Promotional Activity to Customer Journeys The pharmaceutical industry has historically organized commercial activity around the moment of promotion. Call plans, targeting models, and message sequencing were designed to influence prescribing behavior primarily through informational engagement with healthcare professionals. While this model brought structure and scale to commercial operations, it reflects an earlier era in which the path from clinical awareness to prescribing action was comparatively linear. Today the journey is far more complex. Physicians must navigate an intricate landscape of clinical evidence, treatment guidelines, payer requirements, prior authorization processes, patient affordability concerns, and adherence challenges. Prescribing a therapy is no longer a single decision point. It is the beginning of a chain of events that determines whether a patient ultimately receives and remains on treatment. This is why the commercial conversation must expand beyond the traditional moment of prescription to encompass three interconnected journeys. The first is the Path-to-Prescribe , where scientific evidence, clinical education, and confidence in the therapy shape the physician’s willingness to recommend treatment. The second is the Path-to-Fulfill, where access, affordability, patient readiness, and operational support determine whether that recommendation ultimately becomes therapy in the patient’s hands. The third is the Path-to-Adhere , where ongoing patient support, monitoring, and engagement determine whether patients remain on therapy long enough to realize the intended clinical benefit. Science drives the Path to Prescribe, where evidence, clinical education, and confidence in the therapy shape the physician’s willingness to recommend treatment. Experience shapes the Path to Fulfill, where access, affordability, and patient readiness determine whether that recommendation becomes therapy in the patient’s hands. Sustained outcomes depend on the Path to Adhere, where ongoing support, monitoring, and engagement ensure patients remain on therapy long enough to realize its intended clinical benefit. When commercial organizations focus almost exclusively on the first while leaving the latter journeys fragmented and burdened, a significant portion of therapeutic value is lost between intention and impact. In many therapeutic areas, the result appears in the persistent gap between prescriptions written, prescriptions filled, and therapies sustained—gaps that reflect not a failure of science but a failure of system design. Recognizing these three journeys shifts the unit of focus from promotional activity to the real-world pathways through which care is delivered. It reframes the role of the field force, the purpose of digital engagement, and the design of patient support programs around a single objective: reducing the friction that stands between clinical intent, treatment initiation, and sustained patient outcomes. Customer Context Is the New Commercial Variable For much of the pharmaceutical industry’s history, commercial performance was largely explained by a familiar set of variables. Product efficacy, clinical differentiation, promotional reach, and sales force execution determined the trajectory of most brands. When performance lagged, leaders adjusted those levers by refining segmentation, optimizing targeting, and recalibrating call plans. Today those traditional levers still matter, but they no longer explain commercial outcomes on their own. A far more powerful variable has entered the equation: customer context. HCPs now operate within an environment defined not only by clinical complexity and administrative burden but also by rising expectations shaped by their experiences outside healthcare. Physicians are also consumers. In their personal lives they interact daily with companies such as Apple, Amazon, Tesla, and Netflix that anticipate their needs, remove friction, and simplify complex processes through thoughtful design. These experiences quietly reset the benchmark for competence, responsiveness, and respect for their time. When those same physicians step into their clinical roles, they do not shed those expectations. They carry them with them. The contrast between the seamless orchestration of their consumer experiences and the fragmented systems surrounding many healthcare interactions becomes difficult to ignore. What once felt acceptable now feels unnecessarily burdensome. This dynamic represents the Consumer-Grade Imperative. Healthcare professionals increasingly evaluate pharmaceutical engagement not against other pharmaceutical companies but against the best experiences they encounter anywhere in their lives. In this environment even a clinically superior therapy can struggle if the surrounding system makes it difficult to initiate treatment, navigate reimbursement, or support patient adherence. Customer context therefore becomes the new commercial variable. It determines whether scientific differentiation translates into practical adoption. It shapes whether prescribing intent becomes therapy initiation and whether therapy initiation becomes sustained patient outcomes. Call plans were designed to manage activity. Customer context requires organizations to manage journeys. The Field Force in the Era of Customer Context Recognizing customer context as the defining commercial variable inevitably reshapes how the role of the field force is understood. For decades the pharmaceutical sales representative has been positioned primarily as the carrier of scientific information. Call plans optimized the frequency and sequencing of these interactions to ensure that physicians received consistent messaging. That role does not disappear, but the environment surrounding it has changed profoundly. Physicians today are navigating administrative burden, payer complexity, digital information overload, and increasing time pressure. In this environment they are not simply seeking more information. They are seeking clarity, simplicity, and support that helps them navigate the complexity surrounding treatment decisions. This shift transforms the representative from a messenger of information into something far more valuable: a partner in removing friction from the care journey. Conversations move beyond repeating clinical claims toward understanding the practical barriers that physicians and their teams face as they attempt to initiate and sustain therapy for patients. The most effective field forces are therefore supported by commercial systems designed around journeys rather than activities. Representatives are equipped not only with scientific messaging but with the insight and coordination required to address obstacles across prescribing, reimbursement, and patient support. Field engagement becomes a catalyst for problem solving rather than simply a vehicle for promotion. From Call Plans to Customer-Aligned Commercial Systems If customer context has become the defining commercial variable, then the systems designed to support the field must evolve accordingly. The traditional call plan was built to manage activity. It provided structure for how frequently physicians were engaged, how territories were covered, and how resources were deployed. Yet activity alone does not determine whether therapies ultimately reach patients. What determines impact is whether the commercial system surrounding the physician reduces or increases the burden of delivering care. A customer-aligned commercial system begins with the journeys through which physicians help patients move from diagnosis to treatment and beyond. Marketing clarifies the scientific story. Sales provides trusted relationships and real-time understanding of physician needs. Access teams simplify reimbursement pathways. Patient support programs reduce administrative burden. Digital engagement reinforces and extends human interaction. The result is a commercial system that operates less like disconnected functions and more like an integrated network designed to help physicians help patients. This is the essence of Customer Excellence. It aligns the entire commercial enterprise around the real-world context in which care is delivered. The problem was never the call plan. The problem was the context. Key Takeaways Commercial performance in pharma organizations has traditionally been managed through field execution mechanics, yet the effectiveness of those mechanics increasingly depends on how well they reflect the real-world context in which physicians operate. Customer context has become the most pivotal commercial variable as administrative burden, payer complexity, and consumer-grade expectations reshape how prescribing decisions are made. HCPs now evaluate pharmaceutical engagement against the best experiences they encounter anywhere in their lives, raising the standard for clarity, responsiveness, and ease. Optimizing promotional activity alone is no longer sufficient. Commercial success depends on reducing friction across the journeys physicians navigate as they move patients from diagnosis to treatment. Customer Excellence represents the structural response, aligning marketing, sales, access, digital engagement, and patient support around the real journeys of care delivery . Diagnostic Questions to Consider Are we optimizing the activity of our field force, or designing commercial systems that support the real journeys physicians navigate to help patients receive therapy? How well do we understand the administrative, reimbursement, and operational barriers physicians encounter after they decide to prescribe a therapy? Do our commercial systems reduce the burden placed on physicians and their staff , or unintentionally add to the complexity of care delivery? Are we benchmarking our engagement against other pharma companies , or against the best experiences physicians encounter in their lives as consumers? Have our investments in digital platforms simplified the physician’s experience, or multiplied the number of disconnected interactions they must manage? Are we still managing performance through activity metrics alone , or beginning to understand the context that ultimately determines whether therapies reach patients? Closing Reflection The pharma and life sciences industry has spent decades refining the mechanics of field execution. Call plans, segmentation models, and targeting systems brought structure and discipline to commercial organizations. Yet the environment surrounding physicians has evolved far more rapidly than the systems built to support them. Healthcare professionals now operate in a world defined by consumer-grade expectations for clarity, responsiveness, and ease. When the experience of engaging with a pharmaceutical company fails to reflect those expectations, the contrast becomes impossible to ignore. Organizations that recognize this shift will redesign their commercial systems around the realities of modern care delivery. They will move beyond managing activity and toward understanding the context in which physicians help patients receive treatment. In doing so they will close the gap between scientific innovation and real-world impact. Your breakthrough science deserves experiences worthy of it. Together, we turn customer excellence into real-world impact. About the Author Wayne Simmons is a hands-on commercial excellence architect and founder of The Customer Excellence Agency, where he partners with pharmaceutical and life sciences leaders to turn customer-centric ambition into durable commercial advantage. He previously served as Global Customer Excellence Lead within Pfizer’s Chief Marketing Organization and has held leadership roles with Bayer Pharmaceuticals and The Ritz-Carlton Leadership Center. Wayne writes The Customer-Centric Marketer newsletter and is the author of The Customer Excellence Enterprise: A Playbook for Creating Customers for Life. The Customer Excellence Agency: Advancing the Pursuit of Excellence in Service of Science.
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